Impendra

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Terms of Use and Software License Terms

These terms govern your use of the Impendra website and Windows desktop software. By purchasing, downloading, installing, or using Impendra, you agree to these terms. If you do not agree, do not use the software.

Purchase and license

Impendra is offered for a one-time purchase price of $10 USD, not as a subscription. After a completed purchase, you receive a limited, personal, non-exclusive, non-transferable, revocable license to install and use the software for your own lawful purposes, subject to these terms. The software is licensed, not sold, and no ownership in the software or its intellectual property is transferred to you.

Permitted use

You may use Impendra to import and analyze transaction CSV files you are authorized to access. You may make reasonable backup copies for your own use. You may not:

Your data and responsibilities

You control the files you import and are responsible for having the right to use them, for verifying the accuracy of imports and results, and for maintaining appropriate local backups. Impendra does not require online-banking credentials. Normal transaction analysis is designed to occur locally on your computer, and imported transaction history is not intended to be stored on an Impendra server for that analysis.

No professional advice

Impendra is an informational personal-finance tool. It does not provide financial, investment, tax, accounting, or legal advice. Results may be incomplete or inaccurate because of source data, CSV formats, categorization, user choices, or software limitations. You remain responsible for financial decisions and should consult a qualified professional when appropriate.

Downloads, updates, and availability

Everyday analysis can work offline after installation. Internet access may be needed to use the website, purchase or download the software, receive updates, or contact support. Features, compatibility, and availability may change. Updates may be offered but are not guaranteed unless required by law.

Refunds

Because Impendra is downloadable software, purchases are generally final once download access is provided. Please contact support@impendra.com for technical problems. Refunds may be provided when required by applicable law or the rules of Stripe or another managed-payments provider.

Disclaimer of warranties

To the extent permitted by law, Impendra is provided “as is” and “as available,” without warranties of uninterrupted operation, error-free results, fitness for a particular purpose, merchantability, or non-infringement. Nothing in these terms excludes a warranty or consumer right that cannot legally be excluded.

Limitation of liability

To the extent permitted by law, the provider of Impendra will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, lost data, or business interruption arising from use of or inability to use Impendra. Where liability cannot be excluded, it is limited to the maximum extent permitted by law. These limits do not apply where prohibited by law.

Suspension and termination

Your license ends if you materially breach these terms. On termination, you must stop using and delete the software, except where applicable law gives you other rights. Provisions that by their nature should continue—including intellectual-property, disclaimer, and liability provisions—survive termination.

Changes and severability

These terms may be updated for future use of the website or software. Material changes will be identified by a revised effective date. If any provision is unenforceable, the remaining provisions remain in effect. These terms do not limit rights that cannot be waived under applicable consumer law.

Contact

Questions about these terms can be sent to support@impendra.com.